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Products
Our Products
Otsego County Patrons’ well-trained and highly motivated staff make available a range of personal and commercial insurance products designed to help people protect themselves, their property, and their livelihoods.
Personal Products
- Homeowners
- Tenant Homeowners
- Manufactured Homeowners
- Tenant Manufactured
- Seasonal Homeowners/Manufactured Homeowners
- Landlord Coverage
- Fire
Commercial Products
- Hometown Community Series
- The Art & Craft Shop
- Professional Barber/Beauty Shops
- Lodges & Fraternal Organizations
- Retail & Wholesale Stores
- Services & Social Clubs
- Antique Collectible Dealers
- Professional Office Programs
- Business Owner Policies (BOPs)
- Special Multi-Peril Policies
- Commercial Fire and Liability
- Farm Owner with Equipment and Livestock
- Inland Marine
- Student Housing
Policyholder Best Practices
- Know your coverage - Understand your policy from cost to claim.
- Revisit your policy annually - Circumstances change, so should your coverage.
- Be proactive - Insurance is a valuable tool. Getting the policies in place early significantly reduces risk.
- Keep thorough records - Policyholders should keep detailed records to make the claims process easier
- Stay in contact with your agent - If you have made changes that would affect the policy in any way, be sure to contact your agent immediately.
Mutual Boiler Re
Most homeowners insurance policies don’t cover the cost of repairing or replacing essential equipment in your home when it breaks down. But with Equipment Breakdown coverage, you can rest easy.
TGFI
Through the New York Insurance Association (NYIA), Otsego County Patrons support the Thank Goodness for Insurance campaign. TGFI provides information about insurance and why it is an essential part of society. The program features information about various types of insurance, as well as instruction and advice about trending insurance-related topics.
Agent & Insured Login
News & Updates
Otsego County Patrons Co-operative is proud to announce the launch of our new website at www.otsegocountypatrons.com. The goal of the new website is to make it easier for our existing clients to submit and manage support requests, and provide more information about our services for ...
Contact us
Learn more about what Otsego County Patrons Co-operative can do for your business.
Otsego County Patrons Co-operative
8146 State Highway 7
Schenevus, New York 12155